Issuer: Card issued by FIA Card Services, NA.


APR (Purchases): Intro Rate - 1.9% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%
APR (Cash Advances): 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None

Reward Program Details

• Points per Dollar: 2 points per dollar
  
• Points per Dollar spent at Choice Privileges locations: 15 points (2)
  
• Points Expiration: Points earned in a calendar year will expire on Dec 31 of the second caelndar year following the year during which the points were earned.
  
• Yearly Limit on miles you can earn: None
  
• Bonus Miles: 6,000 points at first purchase
  
• Redeem points towards free nights, airline miles, gift certificates.