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VISA CREDIT CARD APPLICATIONS DIRECTORY VISA cards, a product of VISA USA, are distributed by financial institutions around the world. A VISA cardholder borrows money against a credit line and repays those funds with interest if the balance is carried over from month to month in a revolving line of credit. WHY APPLY FOR VISA CREDIT CARDS? Visa offers the world’s most established and widely accepted credit cards and other payment solutions for both consumers and businesses. The reach and popularity of Visa-branded cards is almost universal there are more than one billion cards, with unsurpassed acceptance in more than 150 countries. Visa cardholders can get cash at more than 840,000 ATMs in the Visa Global ATM Network. HISTORY OF VISA CREDIT CARDS Bank of america visa |
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Chase Cash Plus® Rewards Visa | ||||
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5% Cash back at grocery stores, gas stations and drug stores |
0% NO ANNUAL FEE |
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Flexible Rewards Visa® Signature Card |
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Bank of America Visa® | ||||
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1.9% introductory APR |
1.9% NO ANNUAL FEE |
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Make sure you have the facts before making a decision that has lingering effects.
![]() And if they tried to do so explain it to them why they should not as it is secured by the money you already have in your savings account. Speaking from experience, your children will appreciate it! Sometimes the introductory APR applies only to balance transfers and not to purchases. Table 2: Low Monthly Minimum Payments Are Profitable For Credit Card Companies Beginning Balance APR Monthly Payment Total Interest Paid Months To Pay (Years) 2% unpaid balance $2205.63 169 (14) 5% unpaid balance $589.74 65 (5.5) 10% unpaid balance $269.31 36 (3) $40/m onth $1164 .23 80 ( 6.7) $100/month $316.99 24 (2) $2000 15.04% $200/month $151.11 11 (1) 15 PIRG: The Credit Card Trap: How to Spot It, How to Avoid It As the chart above shows, a cardholder who makes the 2% minimum payment each month on a $2000 balance will pay $1936.32 more in interest and will take 133 more months to pay off his or her balance than a cardholder who makes 10% payments each month. Regardless of your credit history, if you have collateral worth a solid $100,000, you should be able to borrow close to that amount. Closing accounts with a zero balance does not generally improve your score in this area.
Click here to apply for Choice Privileges® Platinum Visa® Card |
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Providian Platinum Visa® Card | ||||
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0% intro APR on purchases and balance transfers* for 6 months |
0% NO ANNUAL FEE |
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Disney's Visa® Credit Card from Bank One® | ||||
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Get the card that always gets you to the magic faster - Disney's Visa® Credit Card from Bank One. You're closer than ever to a Disney vacation and special Disney merchandise! Get the Disney's Visa Card and enjoy these benefits! |
0% NO ANNUAL FEE |
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